Why Do I Need Uninsured/Underinsured Motorist Insurance?

Many people who suffer personal injuries in car accidents hesitate to call to get legal counsel. After seeking immediate medical care, your personal injury lawyer should explore all available insurance coverage. If you’re not at fault, the at-fault driver’s insurance should cover your losses. But what if your injury is so serious the other insurance can’t cover all of the bills or the other driver failed to maintain insurance coverage?

Liability insurance is important because you don’t want to be fined or ticketed for failing to have insurance at the scene of an accident you caused. But shouldn’t the other person’s insurance cover everything if you suffer an injury as a result of an auto accident? No, not necessarily.

When you find a personal injury attorney, he or she can help you with specifics of your case and work with insurance companies to make sure you have the time to get the medical care you need. However, if you waived Uninsured/Underinsured Motorist insurance and the at-fault driver’s insurance is insufficient to cover your costs, you might end up with unpaid medical bills, unresolved injuries, and nowhere to turn for help.

Were you or do you know someone who suffered injury as a result of a car accident in Colorado? At Larson Larimer Schneider, we have decades of experience helping injured people. Contact us on our website or call (303) 622-5858 for your free consultation.