
[vc_row][vc_column][vc_column_text]Oftentimes, Uninsured and Underinsured Motorist Coverage in Denver Colorado and the way in which it applies to motor vehicle claims are an unknown and confusing aspect of insurance policies. Today’s article will answer some common questions regarding UM and UIM coverage. So what exactly is UM and UIM Coverage? Colorado law requires every automobile owner in Colorado to maintain insurance on their vehicle. However, this does not necessarily mean that every individual follows that legal requirement. If a person does not have car insurance and causes a motor vehicle accident they will be deemed “Uninsured Motorists.” Furthermore, if the driver who caused an accident is insured, but does not have enough coverage to pay for all of the injuries caused in the accident they are deemed an “Under-Insured Motorist.” Now that we have discussed the basic definitions of an uninsured and underinsured driver, what happens if you are injured by…