[vc_row][vc_column][vc_column_text]Oftentimes, Uninsured and Underinsured Motorist Coverage in Denver Colorado and the way in which it applies to motor vehicle claims are an unknown and confusing aspect of insurance policies. Today’s article will answer some common questions regarding UM and UIM coverage. So what exactly is UM and UIM Coverage? Colorado law requires every automobile owner in Colorado to maintain insurance on their vehicle. However, this does not necessarily mean that every individual follows that legal requirement. If a person does not have car insurance and causes a motor vehicle accident they will be deemed “Uninsured Motorists.” Furthermore, if the driver who caused an accident is insured, but does not have enough coverage to pay for all of the injuries caused in the accident they are deemed an “Under-Insured Motorist.” Now that we have discussed the basic definitions of an uninsured and underinsured driver, what happens if you are injured by…

[vc_row][vc_column][vc_column_text]Many people who suffer personal injuries in car accidents hesitate to call to get legal counsel. After seeking immediate medical care, your personal injury lawyer in Denver Colorado should explore all available insurance coverage. If you’re not at fault, the at-fault driver’s insurance should cover your losses. But what if your injury is so serious the other insurance can’t cover all of the bills or the other driver failed to maintain insurance coverage? Liability insurance is important because you don’t want to be fined or ticketed for failing to have insurance at the scene of an accident you caused. But shouldn’t the other person’s insurance cover everything if you suffer an injury as a result of an auto accident? No, not necessarily. When you find a personal injury attorney, he or she can help you with specifics of your case and work with insurance companies to make sure you have…