Denver Underinsured Driver Accidents Lawyer

Denver Underinsured Driver Accidents Lawyer in Colorado

The process of seeking injury compensation after an automobile accident begins when you reach out to us regarding your Denver underinsured driver accident in Colorado. After the accident, tell us a little bit about yourself, your accident, and your medical conditions from the accident and we’ll direct you from there. We’ll schedule a time for you to speak with one of our lawyers – free of charge. We can even travel to your home or visit you in the hospital if your injuries prevent you from making the trip to our office.

After your free case consultation on your Denver underinsured driver accident relating to personal injury, we will diligently fight for your behalf. We’ll navigate the Colorado personal injury legal system and let you know when there are things you can do to strengthen your case as your attorney. Our firm will provide you your own Denver underinsured driver accident lawyer and Denver personal injury attorney and will take as much of the strain and process, so you don’t have to worry anymore.

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Motor vehicle accidents also known as car accidents are a common occurrence in the Denver area and throughout Colorado. The Colorado Department of Transportation (PDF here) reports:

  • In 2021, there were 639 fatal crashes in Colorado
  • In 2021, we saw the highest number of fatal crashes since 2002 (677 fatal crashes)
  • So far in 2022, there are 306 fatal crashes in Colorado

The Colorado Department of Transportation (PDF here) released information detailing the primary causes of auto crashes in Colorado in 2019:

  • Speeding was a factor in 35% of all fatal crashes
  • 53% of people who died in a motor vehicle crash were not wearing a seat belt
  • Alcohol-impaired drivers were involved in 27% of all fatal motor vehicle crashes

Consultation

We meet with you or your loved ones as soon as possible after your Denver underinsured driver accident in Colorado. Our team will gather the evidence needed to build your case. The initial process usually involves your opening your insurance claims, evaluating and updating the damages you incurred, and fully exploring possible sources of compensation for your injuries. We can also assist you in finding medical or financial assistance and finding the best providers to fit your individual needs. If you are injured in a traffic accident involving a car, vehicle or automobile, speak with our Denver underinsured driver accident attorneys in Colorado for a free consultation.

Evaluate

A major underinsured driver accident injury in Denver Colorado can cost you a fortune in medical fees, lost wages, and property damage. It could also cause pain and suffering, as well as possible impairment. We’ll coordinate with your insurance company to help get you compensation for these economic, non-economic and punitive damages.

Representation

If the at-fault party’s or your own insurance company refuses to provide you with a proper settlement, we won’t hesitate to help you file a lawsuit against them. Our attorneys in Denver Colorado provide aggressive legal representation to help make sure you get the financial and medical reparation you deserve.

Settlement vs Trial

The final decision to settle in a underinsured driver accident case is entirely the client’s decision. We understand that this can be a daunting decision. Our lawyers at Larson Larimer Schneider will discuss with you the fairness of the insurance company’s settlement offer and the potential risks and advantages of moving forward with a lawsuit. We will be available to answer any questions you may have.

CASE INQUIRY FORM

Let's Discuss Your Denver Underinsured Driver Accident Case Today!

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You can help the attorneys evaluate your case by providing details about how the accident occurred, witnesses, resulting injuries, and diagnosis, etc
What are the common causes of Denver Underinsured Driver Accidents?

Colorado roads are getting more and more dangerous all the time. So many new people are moving to the state that roads are full and traffic is more jammed up than it has ever been before. When you add to that the number of people who are texting or otherwise distracted while they drive, your chances of getting into a underinsured driver accident in the Denver Metro Area are frighteningly high.

Some of the most common causes of underinsured driver accidents we see in this area include:

  • Carelessness
  • Speeding
  • Distracted Driving
  • Texting
  • Drunk Driving
  • Drug-Intoxication
  • Reckless Driving
How much does an Denver Underinsured Driver Accident lawyer charge?

A underinsured driver accident attorney in Colorado can set their own rates for their services, which means it can be difficult to anticipate what they charge. However, our firm use contingency fees for our legal services – which means you don’t owe us attorney fees unless we win your case.

The percentage offered through a contingency fee agreement will vary between cases. When a case can be quickly settled and there was not much pushback on liability, the percentage could be predictably lower than when we have to work on a complex case that requires litigation to resolve, for instance.

For example, if your case settles for $100,000 and our contingency fee rate was 30%, then we would be paid $30,000. Using this system ensures that you can always afford our services whether we win or not – and it also encourages even further to get the best settlement for you.

For the most part, though, contingency fees tend to range between 25% and 40% based on case complexity and duration depending on if the case needs to go to trial – but in most cases insurance companies settle before going to trial to risk having to payout an even bigger settlement.

Who Is liable for a Denver Underinsured Driver Accident in Colorado?

For a underinsured driver accident liability case in Colorado is dependent on a case-by-case evaluation of each automobile crash. Since, Colorado uses at-fault insurance rules, which means that each driver can be held accountable for the damage they have caused – with certain limitations.

If your liability for the accident is found to be 51% or greater, then you can be barred from seeking any damages from the other parties involved. To prove liability – and hopefully reduce your own as much as possible – the proper use of tangible evidence can make a huge difference.

Fault for an underinsured driver accident is determined through the following:

  • The police report filed after the collision from first responders
  • Testimony about what occurred from eyewitnesses
  • Photographs of the vehicles involved and injuries details
  • A full accident reconstruction performed by professional accident reconstruction experts when fault and liability are unclear or unfairly determined
What to do after an Denver Underinsured Driver Accident in Colorado?

If you’ve been in an underinsured driver accident, then you know how much of a shock to the system it can be. It’s always a good idea to know what you’ll do in case of a serious crash so you have it in your head before it happens. Believe it or not, there’s more to the process than hiring a personal injury lawyer right away!

When serious injuries occur, follow these basic steps so your right to full compensation is protected (if you are able):

  • Check Yourself and Others for Injuries. Check on yourself, your passengers, and, if possible, on the occupants of other cars involved in the accident. Assess whether people are in pain, if they are bleeding, if they hit their heads or are unconscious, and if they are breathing. If you know CPR and someone needs it, now is the time to use those skills. Make sure that you are not hurt yourself before you try it, though.
  • Call 911 To Get Assistance.Make sure to call 911 so emergency medical attention can be administered to the injured at the scene. In addition, make sure not-to-admit fault to the 911 dispatcher, since this can be used as evidence in your case.
  • Take Photos of the Damages. Get pictures of the damage to your car, both inside and out, as well as photos of any injuries you or your passengers have suffered.
  • Police Correspondence. Do not-to-admit fault to the 911 dispatcher, authorities, EMT or first responders. If they ask, state you would like to decline to answer after speaking to a personal injury attorney.
  • Get Insurance Information. Get names, addresses, insurance information, and contact information from the other parties involved in the accident. This makes it easier for you and your insurance company to follow up with them later.
  • File an Auto Accident Report. Call the police or arrange to file a police report. If there are injuries or a vehicle cannot move, you will all need to wait there until the authorities arrive to assess and deal with the situation. Do not forget to file a report even if you all can leave, though. This is key to getting your damages covered.
  • Medical Evaluation. Ensure you have a full medical evaluation following the accident, our firm can help you through this process to get the correct specialist related to your injuries.
  • Hire a Personal Injury Attorney. Our firm can help you with the insurance companies involved. It’s always a good idea to contact a car accident attorney in Denver Colorado when you’ve been in a crash, even if you don’t think there’s much they can do for you. A personal injury lawyer will usually take on your case without upfront payment, so it doesn’t have to cost you. An automobile accident lawyer can make the process of dealing with insurance, the courts - so much easier.
What are the damages in an Denver Underinsured Driver Accident in Colorado?

As experienced trial lawyers, our approach is different. We approach cases differently than what you may find at other law firms. We strategize in case development so when the car accident lawsuit is filed in the docket, it is presented professionally, with sound evidence. If the case cannot be settled outside of court (in most cases it will be), we move forward with a lawsuit to seek justice on your behalf.

Your case will be thoroughly evaluated to determine the financial value of the specific damages including:

  • Economic Damages. For these types of damages they are losses include medical expenses, now and future, lost earning capacity, lost income from work, and all other costs associated with the bodily injuries. Economic damages may also include the cost to repair any property damaged in the collision.
  • Non-Economic Damages. For these types of damages they are the personal losses associated with the accident. Often times claims include pain and suffering, emotional distress, emotional anguish of living with impairments, and loss of quality of life.
  • Punitive Damages. These damages are intended to punish the person responsible for the accident for malice. Punitive damages are only paid when it can be established that the injury accident involved an act of malice, or willful and wanton conduct (a reckless disregard for the safety of others) or unfairly determined.