[vc_row][vc_column][vc_column_text]Accidents happen, and when they do, you want to be sure that you are prepared for the worst. The good news is that the right car insurance coverage can ease your words and provide you with peace of mind. Understanding car insurance laws in your state can help you protect yourself and your family should the unexpected happen. Our team discusses more below. Minimum Requirements for Colorado Drivers Every state has its own requirements when it comes to car insurance. In Colorado, all drivers must have the minimum liability coverage in the following amounts: Bodily injury coverage of $25,000 per person. This covers the costs of injury to another person should you be found responsible for an accident. Bodily injury coverage has a total maximum per accident of $50,000. Again, this covers the cost of injury-related expenses per accident, should you be found liable. Personal property damage of up to $15,000. This will cover…
[vc_row][vc_column][vc_column_text]Oftentimes, Uninsured and Underinsured Motorist Coverage in Denver Colorado and the way in which it applies to motor vehicle claims are an unknown and confusing aspect of insurance policies. Today’s article will answer some common questions regarding UM and UIM coverage. So what exactly is UM and UIM Coverage? Colorado law requires every automobile owner in Colorado to maintain insurance on their vehicle. However, this does not necessarily mean that every individual follows that legal requirement. If a person does not have car insurance and causes a motor vehicle accident they will be deemed “Uninsured Motorists.” Furthermore, if the driver who caused an accident is insured, but does not have enough coverage to pay for all of the injuries caused in the accident they are deemed an “Under-Insured Motorist.” Now that we have discussed the basic definitions of an uninsured and underinsured driver, what happens if you are injured by…
[vc_row][vc_column][vc_column_text]Colorado Gov. John Hickenlooper on Wednesday released broad plans to foster growth in the state’s already booming electric vehicle market, saying he believes the keys to economic development and cleaner air lie — at least in part — outside of the internal combustion engine. “They say it takes a village,” Hickenlooper told reporters while flanked by a host of electric vehicles in downtown Denver. “Really, it takes a lack of silos to get an electric vehicle framework in place. … I think it really does a great job of capturing Colorado’s vision that we are going to have a network of fast-charging stations, we’re going to be able to address what’s sometimes referred to as ‘range anxiety.’ ” The plan, which largely encompasses previous state electric-vehicle initiatives, calls for public-private partnerships to build out the state’s electric vehicle charging infrastructure, provide a consistent refueling system across the state and Rocky Mountain West and…
[vc_row][vc_column][vc_column_text]Many people who suffer personal injuries in car accidents hesitate to call to get legal counsel. After seeking immediate medical care, your personal injury lawyer in Denver Colorado should explore all available insurance coverage. If you’re not at fault, the at-fault driver’s insurance should cover your losses. But what if your injury is so serious the other insurance can’t cover all of the bills or the other driver failed to maintain insurance coverage? Liability insurance is important because you don’t want to be fined or ticketed for failing to have insurance at the scene of an accident you caused. But shouldn’t the other person’s insurance cover everything if you suffer an injury as a result of an auto accident? No, not necessarily. When you find a personal injury attorney, he or she can help you with specifics of your case and work with insurance companies to make sure you have…
[vc_row][vc_column][vc_column_text]When you’re injured in an automobile accident, there are a number of insurance questions that come into play. The first, and probably most important for auto accident injuries, before lawyers for car accidents even come into the picture, is whose fault is the accident? Luckily, regardless of whose fault it is, if you chose to keep Medpay coverage, your treatment related to the accident can be covered up to a specific dollar amount. Medpay is a special type of no-fault insurance, which means it’s available to you regardless of whose fault an accident is. Even if the accident isn’t your fault, the involved insurance companies may wait a while to decide liability on your injury claim, which leaves those injured in auto accidents relying on their personal insurance to fund necessary medical care. Lawyers for car accidents can sometimes find pathways to help injured people fund care while liability is…